22 RVC Insights Spring - Flipbook - Page 20
Financing options
grow your operation with confidence
Chris Green, Ag Finance Director
As we look forward to getting in the fields this spring and
enjoying the warmer weather, remember to get as much
of your planning and bookwork done during these cold
winter months. Most farmers look forward to getting in
the tractor cab, putting the planter down, and starting the
most time-sensitive operation they will do all year.
You may be doing preventative maintenance on your
tractor today, but also take time to be proactive in
completing your chemical, fertilizer, and field plans.
Having a plan in place early in the spring season
allows River Valley Cooperative to execute applications
seamlessly without bothering growers while trying to
plant.
One of the other things you should also look at now is our
financing programs. John Deere Financial has partnered
with BASF and Bayer to provide you with 0% financing
20 / I N S I G HTS
until after harvest. Don’t be afraid to contact your account
manager or me to help you get signed up, increase your
limit, or answer your questions. One nice thing about
John Deere Financial is that it is available year after year
with no paperwork once approved.
Cooperative Finance Association or (CFA®) is and
continues to be River Valley Cooperative’s number one
financing tool. CFA enrollment has increased again in
2022 after an explosion of use for the 2021 crop year. If
you are in need of financing, take advantage of the great
interest rates, terms, and ease of use that CFA provides
for our farmer-owners. As the financial industry foresees
increased interest rates in the future, these programs
will continue to be used and remain competitive in
comparison to financial institutions.
Chris Green
Ag Finance Director & Feed Business Lead
cgreen@rivervalleycoop.com
Office: 563-285-1739 | Cell: 563-340-4082