Employee Manual 2023 - Flipbook - Page 54
In all cases, insurance benefits will not commence until the employee begins receiving retirement
benefits through the Municipal Employees Retirement System or ICMA Retirement Trust. Said
insurance benefits will be coordinated with benefits received through Medicare or other sources.
For any employee that is eligible for retiree health benefits, and retirees after July 5, 2022, they will
not be required to begin receiving retirement benefits through Municipal Employees Retirement
System or ICMA Retirement Trust to be eligible for retiree health benefits.
The City reserves the right to modify the health insurance coverage provided to retirees at any
time.
Social Security:
Most employees of the City of Plymouth are covered by Social Security, a federally administered
plan for supplemental old age pensions and survivor's insurance. A percentage deduction is made
from the employee's wages according to the Social Security schedule. Questions concerning Social
Security should be directed to any Social Security office.
Workers' Disability Compensation Insurance:
All employees are covered by Workers’ Disability Compensation Insurance that provides for
benefits (medical care and some income replacement) in case of a work-related injury or illness.
Any workplace injury or illness, no matter how minor, must be immediately reported to the human
resources director immediately. Failure to do so may result in disciplinary action up to and
including discharge and/or the denial of any benefits. The City pays the full cost of providing this
insurance coverage.
Light Duty:
An employee released for work with restrictions that can be accommodated by the City may, at the
City's sole discretion, be assigned to a light duty assignment. The City will determine the
availability, duration, hours and shift of any light duty assignment.
Unemployment Compensation:
The City of Plymouth contributes to the Unemployment Insurance Agency. Terminated employees
are advised to refer questions of benefit eligibility to any office of the State of Michigan
Department of Labor and Economic Growth Unemployment Insurance Agency.
COBRA (Group Heath Plan Right to Continuation of Medical Coverage):
Federal legislation known as the Consolidated Omnibus Budget Reconciliation Act of 1985 as
amended (COBRA) provides that an Employee and/or Dependent may elect to pay for continued
coverage at group rates in certain instances for a specified length of time when coverage under a
medical plan would otherwise end. Further, employers are required to notify employees and
dependents of the right to continue group health plan coverage when the coverage would
otherwise end because of specific events and when they are first covered under a group health plan.
Therefore, this notice is intended to inform you of your rights and obligations under the
continuation provisions of the law. Both you and your spouse, if you are married, should take the
City of Plymouth Employee manual - Page 54 – March 2023