V12VF | Digital Brochure | Vehicle Finance - Flipbook - Page 6
Why Choose Us?
Moneyway
MULTIPLE TIER OFFERING
Near Prime HP
Matching a xed rate of interest to your customers’ unique circumstances.
Why choose Moneyway for your Near Prime business?
Moneyway is a very established operation and brand within Secure Trust Bank that now sits
within the V12VF business. At Moneyway, we pride ourselves on being a sustainable, trusted
lender that offers straightforward and transparent nancing terms from 24 to 60 months, for
cars no older than 12 years old at the end of the agreement.
Working with Moneyway means that you are dealing with a safe pair of hands who understand
the near-prime market in great detail and have designed a product to help your customers.
Positioned alongside our new prime business, Moneyway can often help you sell a car when
the customer does not have a Prime credit prole.
About Moneyway Motor Finance
SOFT SEARCH
The soft credit search will not leave a footprint on your customer’s credit
prole. We only apply the hard footprint once the loan is paid out.
EXCEPTIONAL SERVICE
We don’t like to keep our customers waiting. The vast majority of
our credit decisions are automated with the remainder promptly
overseen by our experienced team. Our payout process is equally
swift with over 90% of payouts usually completed within an hour.
WE ARE COMPETITVE
BACKGROUND - Moneyway, lanched in 2009, is a near prime motor nance business
established within Secure Trust Bank PLC. The bank has been operating for over half a century
and currently has 1.5 million consumer customers.
EXPERIENCE – With over a decade of experience and strong credit risk knowledge, we know
exactly what it takes to make the right lending decisions for customers with a more impaired risk
prole.
ETHOS – Moneyway aims to be the best near-prime lender in the UK marketplace, specialising
in assisting dealers to sell used cars with loan levels of up to £20,000.
AWARD WINNING – We’re an award-winning lender who has picked up three prestigious
accolades, recognising our outstanding service.
HIGH LEVELS OF CUSTOMER SATISFACTION - Our philosophy of putting out customers rst
means we receive consistently positive feedback (measured by Feefo).
As a bank we can provide competitive rates and attractive commissions.
MINIMAL FEES
Only one small fee of just £10 at the end of contract – we don’t
believe in large administration fees that make it harder for a
customer to understand the offer.
FIXED COMMISSIONS BY TIER
The commission you receive is calculated on a fully FCA compliant
basis helping you protect your reputation and business.
HELP FOR EVERYONE
10yrs / no older than 12yrs
under 10yrs at time of proposal / no
older than 12yrs at end of agreement
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Maximum mileage 100,000
at the time of proposal
Petrol, Diesel, Hybrid
and Plug In Hybrid
vehicles up to and
including 5.0 Litres
We help you sell those extra cars to customers who have weaker
credit proles and whose circumstances are perhaps less certain.
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