I found Salad and it seemed tomake sense – if they could lookat my income and outgoings,they should be able to see I couldafford to borrow what I needed.FIONA, 38,STAFF NURSE,GUILDFORDFiona joined the NHS in 2018 bringing 16 years ofexperience as a staff nurse in Guyana. She enjoysher job: “caring for and spending time with patientsmakes a real difference in people’s lives” she says,“and I love working in a team to look after people.”She joined the NHS at the start ofone of its most challenging periodsin history. “I came to the UK in 2018and two years later the COVID-19pandemic struck. It was horribleto see patients and their familiessuffer, and terribly hard for all mycolleagues.”In 2022, Fiona was planning herdream wedding. “We wanted totravel to Guyana to get married,” shesays, “and although I had saved asmuch as I could, I needed to borrow£1,000. I didn’t really know a greatdeal about how lenders work in theUK, but I applied to a high-street bank8for a loan or an overdraft. I’ve beenworking here for four years and I knewI could afford the repayments so I wasshocked when they turned me down.”Fiona searched online for lenders whospecialise in working with people whodon’t have a perfect credit score or alimited credit history:“I found Salad and it seemed to makesense – if they could look at myincome and outgoings, they shouldbe able to see I could afford to borrowwhat I needed.” She applied andwas surprised, “it was a pretty easyprocess and the very next day I wastold I’d been approved.”Her £1,000 Salad loan helped Fionaand her now-husband enjoy thewedding of their dreams with theirfamilies. “We’ll always rememberit,” she says. Since returning fromher honeymoon, Fiona has found herrepayments, “easy to manage, andI realised I could actually pay it offearlier than I had originally thought, soI have done, which saved me a bit ofmoney too.”Credit Where It’s Due
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