NUCLEARINSURANCE POOLSCIVIL NUCLEARPOWER SECTORPOOLSGOVERNMENTSNuclear Risk Insurers (NRI)employs a ‘pooling’ model, wheremultiple insurers collectivelyunderwrite risks speci昀椀c tothe civil nuclear industry. Thisapproach is typically used forrisks that are high in severity28INSURANCEMARKETbut low in frequency, such asnuclear incidents. A pool in onecountry insures a civil nuclearrisk domestically and shares thatrisk with international nuclearinsurance pools. Today, over300 insurance companies in 31countries pool their net capacityin this way, which is then usedto insure domestic civil nuclearrisks and provide reciprocation.NRI writes risks in all nuclearcountries, except for countrieswhere sanctions apply.
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