Salad Money Impact Report 22-23 WEB - Flipbook - Page 4
CONTENTS
Salad Money’s 2022-2023 impact:
astonishing yet could be bigger
5
Grotesque and unfair
6
More than your score
7
Consumer Duty: raising the bar to Salad’s level
8
Ambulance worker clears payday
trap and plans to apply for mortgage
9
With great power comes great responsibility
10
Market conditions
12
Huge developments accelerate impact
13
£40m and £2m investments will help more
key workers avoid high-cost lenders
14
Lucy’s lessons drive £10k pay rise
15
Unique collaboration will unlock insights into
key workers’ 昀椀nancial situations and behaviour
16
Risky instincts? Not for Emmett – but don’t
ignore the elephant in the room
17
Learning, social impact and variety are the
spice of life for team player Dan
18
Becca’s best job ever is hard when
hardship grants are viewed as a scam
19
People are quick to judge but key workers like
me wouldn’t be looking for a loan unless
we really needed it
20
Lord McNicol and Baroness Evans appointed
joint chairs of Salad Projects Oversight Body
21
Making data work for people: our 2023 reports
o昀昀er unique evidence to policymakers
22
Salad in the press, at Parliament and working
with stakeholders
23
Dean’s reward is lower rate
24
We want to give banks our best customers
25
“If you can’t pay, you don’t get an education”
26
It is pointless to wring our hands if we
don’t take action
27
This report was published in September 2023. It was written
and edited by Jamie Veitch with input from the Salad Money team
and designed by David Palmer // www.dp-creative.co.uk.
It covers an impact reporting period of 01/09/2022-31/08/2023.
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Fair Lending for Key Workers
