Penstripe Student Planner Catalogue 24-25 - Flipbook - Page 85
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PERSONAL FINANCE AND HE
UK MAP AND HE INSTITUTIONS
Personal finance & Higher Education
United Kingdom map & Higher Education Institutions
Student finance at university, whether living away from home or not, will become an important part
of your life. Managing your finances requires careful budgeting to keep debt to a minimum.
Funding arrangements for students entering Higher Education are very complex. Recent changes to
the cost of tuition fees have led to different finance support packages being offered by universities,
in addition to loans and grants available from the Student Loans Company.
In the UK there are far too many institutions to mark individually, but the map below provides a
useful overview of the areas in which they are most concentrated. This will help you coordinate
your choice of city with your choice of course.
Use the table and map to record details about potential HE Institutions.
Institution
COSTS
Living Costs
Variable depending on student choice.
Tuition Fees
Universities and colleges can charge annual tuition fees of up to £9250.
Check the fees to be charged at the universities or colleges of your choice.
Course
Notes
REPAYABLE LOANS
Student Maintenance Loan Means-tested on parental income.
Non means-tested: the full amount is borrowed from the Student Loans
Company and repayable after graduation.
Tuition Fee Loan
Inverness
Aberdeen
NON-REPAYABLE GRANTS (If eligible)
Maintenance Grants
Based on family income.
Scholarships
Grant awarded by individual universities: often for academic
achievement prior to and during the course. Criteria will vary
between different institutions.
Bursaries
Grant awarded against specific assessment criteria which will vary
between different institutions (see Student Finance England website).
NHS Bursaries
Grant available only to students studying an NHS funded course.
Access to Learning Fund
Grant available only in cases of financial hardship.
Dundee
St Andrews
Stirling
Edinburgh
Glasgow
SCOTLAND
Coleraine
Newcastle upon Tyne
NORTHERN IRELAND
Your total weekly living costs
Sunderland
Durham
Carlisle
Estimate the following to find your total weekly living cost:
Communication
£
£
Books
Transport
Rent/accommodation £
Electricity
Heating
£
£
Other bills
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TOTAL
Middlesbrough
Lancaster
£
Study equipment £
Water
York
Bradford
Huddersfield
Manchester
£
Liverpool
£
Bangor
£
Chester
Hull
Leeds
Preston
ENGLAND
Sheffield
Lincoln
Stoke-on-Trent
Derby
Keele
Can you save money?
Think before you buy – necessity or luxury?
Keep a credit card for emergencies only
Save energy – lower bills
Walk not ride
Share if you can
Nottingham
Loughborough
WALES
Leicester
Birmingham
Aberystwyth
Norwich
Coventry
Warwick
Worcester
Luton
Oxford
Swansea
Cardiff
KEY
Cambridge
Northampton
Carmarthen
Research thoroughly – become informed – involve your parents/carers at all stages.
Bristol
Bath
Several HE Institutions
in major urban areas
Further information
www.nus.org.uk
www.gov.uk/browse/education
www.gov.uk/student-finance
www.slc.co.uk
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HE Institution
Southampton
Exeter
Colchester
London
Reading
Canterbury
Winchester
Description
Personal Finance and HE
85
£
Chichester
Portsmouth
Brighton
Bournemouth
Plymouth
See www.ucas.com for more information on HE Institutions
Page Ref.
H-7
Description
UK map and HE institutions
Page Ref.
H-8
Design Right and Copyright © 2009, 2013 Penstripe H
Food & drink
Belfast
