Coffee Table Book WTI 2021 - Book - Page 27
Envisioning a Financially
Inclusive World where
every Entrepreneur has
Equal Access to Capital
Hardika Shah turned her vision of supporting underserved entrepreneurs by
launching Kinara Capital to disrupt small business lending in India. Under her
vision and leadership, Kinara is advancing financial inclusion in the MSME
sector. It has led to an impact of INR 700 crores in incremental income
generation and supported 250,000+ jobs in local economies.
With AI/ML data-driven credit decision, it offers collateral-free business loans
to MSMEs. Their flagship “myKinara” app promises 24-hour disbursements
while “HerVikas” program provides an automatic discount to women
entrepreneurs.
Giving fast and flexible loans without
collaterals to small business entrepreneurs
in India, Kinara Capital transforms lives,
livelihoods and local economies.
Hardika Shah
Kinara Capital
Bengaluru, Karnataka
WOMEN TRANSFORMING INDIA 2021
27