2025 - Fri 18th completed proofed for print - Flipbook - Page 5
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Travel Insurance
Need Travel Insurance at a Great Price?.. We’ve got you covered
Comprehensive Travel Insurance for 2024
Prices start from…
£30 for up to 5 days on all UK holidays
£54 for up to 5 days on all EU holidays
Prices are correct at the time at the time of print, Oct 2024, but may be subject to change
Please enquire at the office for further rates
Our Client Holiday Travel Insurance is available to eligible passengers travelling on our holidays which is arranged by Wrightsure Services (Hampshire) Limited
in conjunction with All Seasons Underwriting Agencies Limited and underwritten by Lloyd’s Syndicate 4444, which is managed by Canopius Managing Agents
Limited. Registered Office: Floor 29, 22 Bishopsgate, London. EC2N 4BQ. Registered in England and Wales No. 01514453. Authorised by the Prudential
Regulation
CoverAuthority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Ref: 204847.
This insurance is available only to residents of the United Kingdom, Jersey, Guernsey & the Isle of Man who purchase cover before they travel.
Wrightsure Services (Hampshire) Ltd is authorised and regulated by the Financial Conduct Authority (their registration number is 311394) and is permitted to
advise on and arrange general insurance contracts. You can check these details online using the Financial Services Register (accessible from https://register.
fca.org.uk) or by contacting the Financial Conduct Authority Consumer Helpline on 0800 1116768. Should you wish to take out this travel insurance please
include the appropriate premium when booking your holiday.
DEMANDS AND NEEDS - This insurance policy will suit the demands and needs of an individual or group (where applicable) who have no excluded medical
condition(s), are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen circumstances/events detailed
in the cover section below. Subject to the terms, conditions and maximum specified sums insured.
IMPORTANT - We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual
information. We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Mayday Assistance
Limited. The following is a summary of the cover available. Full details of cover and exclusions will be forwarded with your confirmation of booking. In any
event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.
SUMMARY OF COVER - Please see website for full details: www.memorylanetravel.co.uk
Health Conditions Exclusion - We shall not be liable for claims WHERE AT THE TIME OF TAKING OUT THIS POLICY AND BETWEEN THAT TIME AND YOUR
DEPARTURE:
a) You are aware of any medical condition or set of circumstances that could reasonably be expected to give rise to a claim.
b) You:
i) Are receiving, or on a waiting list for, surgery, in-patient treatment or investigations in a hospital, clinic, or nursing home.
ii) Are travelling against any health requirements stipulated by the carrier, their handling agents or other public transport provider.
iii) Are travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical treatment abroad.
iv) Have been given a terminal prognosis.
Please note: If you are on medication at the time of travel, your medical condition(s) must be stable and well controlled.
CHANGES IN HEALTH AND OTHER CIRCUMSTANCES - If You are travelling outside of the United Kingdom, You must notify the Change in Health helpline
immediately if a change in health occurs (including any change to medication) between the date this Policy is issued and Your scheduled date of departure.
We may reassess Your cover and premiums when We are told about changes in Your circumstances. If You do not tell Us about a change in Your circumstances,
the wrong terms may be quoted, a claim might be rejected or payment could be reduced. In some circumstances Your Policy might be invalid.
SIGNIFICANT EXCLUSIONS
1) No cover is provided if the person(s) to be insured are not resident in the United Kingdom, Jersey, Guernsey & Isle of Man.
Trips of more than 31 days duration, unless otherwise agreed.
2) Disinclination to travel.
3) Examples of other exclusions and the policy terms and conditions are contained within the policy wording, a specimen copy of which is available upon
request.
4) If, having purchased a policy from us, you subsequently find the policy does not meet your needs & requirements you have 14 days from the date of issue or
prior to travel, whichever is sooner, to cancel the policy and receive a full refund of your premium.
Protecting your information - We will only use your personal details in line with our Privacy Notice. This can be found on our website or is available in hard copy
format upon request and you should read this carefully and contact us immediately if you have any queries. Your personal information includes all the details you
have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the
provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. All the personal information you supply to us will be
handled strictly in accordance with the applicable Data Protection regulations and legislation.
Our earnings - We may, at our discretion, charge fees to cover our administration costs. Additionally, we and Wrightsure Services (Hampshire) Limited receive a
commission from Insurers which is a percentage of the premium which you are charged.
Ashcroft Mini Travel Ltd t/a Memory Lane Holidays is an appointed Representative of Wrightsure Services (Hampshire) Limited who are authorised and regulated
by the FCA (their registration number is 311394) and which is permitted to advise on and arrange general insurance contracts. You can check these details online
using the Financial Services Register (accessible from www.fca.org.uk) or by contacting the Financial Conduct Authority Consumer Helpline on 0800 111 6768.
Please note: The insurance information (including premiums) as detailed above, is correct at time of publication {October 2024) and may be subject to change.
Details of any changes to our current insurance arrangements, as detailed above, will be provided at the time of booking.
Not the right level of cover to meet your Travel Insurance needs? If we can't offer you the cover you want, or your premium is higher than you wanted because you
have medical conditions, you may be able to get help by accessing the MoneyHelper travel directory at: https://www.moneyhelper.org.uk/en/everyday-money/
insurance/travel-insurance-directory?source=mas# or by calling 0800 138 7777 (Open Monday to Friday, 8am to 6pm).
Or book online at
www.memorylanetravel.co.uk
Includes home pickup & return, coach travel, accommodation, dinner, bed & breakfast, trips out, and much more…
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