2024 BROCHURE - Flipbook - Page 5
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Travel Insurance
Need Travel Insurance at a Great Price?.. We’ve got you covered
Comprehensive Travel Insurance for 2024
DAYS
UK
EU
Inc. Ireland, Scilly & Isle Of Man
Inc Ireland & Jersey
1 - 4 Days
£35.00
£50.00
5 Days
£40.00
£55.00
6 Days
£42.00
£58.00
7 - 8 Days
£45.00
£65.00
Annual Policy 1st Jan 2024 -31st Dec 2024
Memory Lane Holidays Only
£99.00
£130.00
Our Client Holiday Travel Insurance is available to eligible passengers travelling on our holidays which is arranged by Wrightsure Services (Hampshire) Limited and underwritten
by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales
with company number 13436330 and whose registered o昀케ce address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is
authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can
Cover
check this on the Financial Services Register by visiting: https://register.fca.org.uk. ERGO Travel Insurance Services Ltd (ETI) is registered in England and Wales, company number
11091555. ERGO Travel Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority, register number 805870 and whose registered o昀케ce address is 10
Fenchurch Avenue, London, EC3M 5BN. This insurance is available only to residents of the United Kingdom who purchase cover before they travel. Wrightsure Services (Hampshire)
Ltd is authorised and regulated by the Financial Conduct Authority (their registration number is 311394) and is permitted to advise on and arrange general insurance contracts. You
can check these details online using the Financial Services Register (accessible from https://register.fca.org.uk) or by contacting the Financial Conduct Authority Consumer Helpline
on 0800 1116768. Should you wish to take out this travel insurance please include the appropriate premium when booking your holiday.
DEMANDS AND NEEDS This insurance policy will suit the demands and needs of an individual or group (where applicable) who have no excluded medical condition(s), are travelling
in countries included within the policy terms and who wish to insure themselves against unforeseen circumstances/events detailed in the cover section below. Subject to the terms,
conditions and maximum speci昀椀ed sums insured.
IMPORTANT We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information. We
summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Mayday Assistance Limited. The following is a summary of the
cover available. Full details of cover and exclusions will be forwarded with your con昀椀rmation of booking. In any event you may ask for a specimen copy of the policy wording before
booking should you wish to examine this in advance.
Health Conditions We shall not be liable for claims WHERE AT THE TIME OF TAKING OUT THIS POLICY AND BETWEEN THAT TIME AND YOUR DEPARTURE:
a) You are aware of any medical condition or set of circumstances that could reasonably be expected to give rise to a claim (for example the state of health of a close relative,
business associate, or any person on whom Your travel plans depend).
b) The insured person whose medical condition gives rise to a claim:
i) Is receiving, or on a waiting list for, surgery, in-patient treatment or investigations in a hospital, clinic, or nursing home.
ii) Is travelling against any health requirements stipulated by the carrier, their handling agents or other public transport provider.
iii) Is travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical treatment abroad.
iv) Has been given a terminal prognosis.
Please note: If you are on medication at the time of travel, your medical condition(s) must be stable and well controlled. If you are travelling outside of the UK, you must notify the
Change in Health helpline immediately if a change in health occurs (including any change to medication) between the date this policy is issued and your scheduled date of
departure.
SIGNIFICANT EXCLUSIONS
1. No cover is provided if the person(s) to be insured are/were not in the United Kingdom at the time the policy was purchased & resident in the United Kingdom, meaning
that all insured persons must have an address in the United Kingdom and have lived in the United Kingdom for at least 6 of the last 12 months & are registered with a General
Practitioner in the United Kingdom.
2. Trips of more than 31 days duration or in relation to Frequent Traveller policies 17 days, unless otherwise agreed.
3. Losses which are not directly associated with the insurance event causing the claim, for example loss of earnings if You are unable to work or the cost of replacing locks if You
lose your keys.
4. Losses recoverable from any other source. Where another insurance policy covers the same risk, insurers will only pay their proportionate share of a valid claim.
5. Any loss, damage, cost, or expense directly or indirectly caused by the act of an insured person voluntarily entering an area known at the time to be subject to War and Civil Unrest
or against the advice of the Foreign, Commonwealth & Development O昀케ce.
6. Disinclination to travel.
Examples of other exclusions and the policy terms and conditions are contained within the policy wording, a specimen copy of which is available upon request. If, having purchased
a policy from us, you subsequently 昀椀nd the policy does not meet your needs & requirements you have 14 days from the date of issue or prior to travel, whichever is sooner, to cancel
the policy and receive a full refund of your premium.
Protecting your information. We will only use your personal details in line with our Privacy Notice. This can be found on our website or is available in hard copy format upon request
and you should read this carefully and contact us immediately if you have any queries. Your personal information includes all the details you have given us to process your insurance
policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your
data may be transferred outside the UK. All the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and
legislation.
Our earnings. We do not charge fees for our insurance related services however we and Wrightsure Services (Hampshire) Limited may receive some form of renumeration in
relation to the arrangement of insurance. We and Wrightsure Services (Hampshire) Limited generally receive a commission from Insurers which is a percentage of the annual
premium that you are charged. Ashcrofts Mini Travel Ltd T/as Memory Lane Holidays & Travel is an appointed Representative of Wrightsure Services (Hampshire) Limited who
are authorised and regulated by the FCA (their registration number is 311394) and which is permitted to advise on and arrange general insurance contracts. You can check these
details online using the Financial Services Register (accessible from www.fca.org.uk) or by contacting the Financial Conduct Authority Consumer Helpline on 0800 111 6768. Not
the right level of cover to meet your Travel Insurance needs? If we can't offer you the cover you want, or your premium is higher than you wanted because you have medical
conditions, you may be able to get help by accessing the MoneyHelper travel directory at: https://www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurancedirectory?source=mas# or by calling 0800 138 7777 (Open Monday to Friday, 8am to 6pm).
Or book online at
www.memorylanetravel.co.uk
All of our tours include home pickup, coach travel, dinner, bed, and breakfast, and much more…
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