FirstBank In A Nutshell - Flipbook - Page 2
BENEFITS
Medical Insurance
Vision
Dental
Health Savings Account
401(k) partial match
Life Insurance
Disability
Paid Maternity and Paternity Leave
TECHNOLOGY
• Encompass LOS - Digital lending platform
• Blend - Digital application
• Optimal Blue pricing engine
• In-house Encompass experts
• Dedicated disclosure team
• Electronic disclosures
• SnapDocs (digital closings)
• Underwriting and processing queue
• Day One Certainty
• Straight to underwriting
• FastTrack - App to closing in 10 days
• ClosingCorp/SmartFees
• Bank statement program for selfemployed borrowers
OUR PRODUCTS AND PROGRAMS
DOWN PAYMENT ASSISTANCE
• AHFA | GA Dream | THDA
• BorrowerBenefit
• BorrowSmart
• BorrowSmart Access
• Click & Close (FHA with DPA)
• Homeownership for Heroes
• HomeReady
• Home Possible®
• FB Foundation
HOW WE GET IT DONE
• Bank Statement Program
for Self-Employed Borrowers
• Day One Certainty
• FastTrack App to closing in 10 days
• Rate Buydown Programs
• SnapDocs
(Digital Closings)
PRODUCTS
• 97% LTV ARMs
• Condo Financing
• Conventional
• Extensive Jumbo Suite Including expanded LTVs
• FHA, USDA & VA
• ITIN
• Lock & Shop
• Manufactured Housing
• Rural Lending
SPECIALTIES
• 0% Down Payment for
First-Time Homebuyers
• 100% Affordable Housing
• Builder Advantage
• Employer Advantage
• FirstBank Better Future
• FirstBank FirstStart
• FirstBank Rewards
ONBOARDING
Guided 90-day
onboarding process
for all new Loan Officers
MARKETING
CRM marketing – Total Expert
Marketing library from print
flyers to social media and more
Workshops
MBS Highway
Experience.com + Google Reviews
Personalized websites
Marketing request form
Online swag store
Open house flyers connected
to pricing engine and MLS
INST. NMLS# 472433
Member FDIC
