Annual Report IPF 2021 - Flipbook - Side 40
INDUSTRIENS PENSIONSFORSIKRING A/S
15.
ANNUAL REPORT 2021
NOTES
Life-assurance provisions at market rate
DKK mill.
31.12.2021
31.12.2020
172,763
162,232
-956
-1.006
171,807
161,226
9,301
8,068
Return after tax on yields of certain pension-scheme assets
26,788
Insurance benefits
Costs supplement
Life-assurance provisions at market rate 1 January
Provisions for group life 1 January
Life-assurance provisions at market rate 1 January (excluding group life)
Gross premiums
Distribution from special bonus provision
Return and risk in 2021:
Share of
provisions
Return
Risk
30 years (age: 35 years)
1.0%
22.7%
5.25
7,118
15 years (age: 50 years)
3.4%
21.0%
4.75
-5,402
-4,060
5 years (age: 60 years)
3.2%
15.8%
4.50
-222
-202
5 years after retirement (age: 70 years)
1.1%
10.8%
3.25
193
168
Share of
provisions
Years before retirement
Return and risk in 2020:
Transferred to/from life-assurance provisions
-10
-5
Transferred to sickness and accident insurance
-116
-132
Transferred to group scheme
-437
-374
Return
Risk
201,903
171,807
30 years (age: 35 years)
1.0%
5.7%
5.25
939
956
15 years (age: 50 years)
3.2%
5.3%
4.75
202,842
172,763
5 years (age: 60 years)
3.2%
4.5%
4.50
5 years after retirement (age: 70 years)
1.1%
3.6%
3.25
Life-assurance provisions at market rate carried forward (excluding group life)
Provision for group life carried forward
Life-assurance provisions at market rate carried forward
Return on customer funds after costs and before tax
The risk margin has been recognised in life-assurance provisions at
17.9%
5.0%
1
1
Years before retirement
Savings in the market rate are invested in a compulsory lifecycle product.
16.
Other debt
DKK mill.
Negative market value of derivative financial instruments
Debt concerning unsettled transactions
Other debt
Total other debt
31.12.2021
31.12.2020
3,035
4,514
81
328
107
117
3,223
4.958
40
