Annual Report IPF 2021 - Flipbook - Side 36
INDUSTRIENS PENSIONSFORSIKRING A/S
7.
ANNUAL REPORT 2021
NOTES
Technical result of sickness and accident insurance
DKK mill.
8.
Equipment
2021
2020
31.12.2021
31.12.2020
Current premiums
737
705
Accumulated cost 1 January
2
1
Transferred from provisions for insurance and investment contracts
121
136
Additions brought forward as a result of changes in accounting regulations
-
1
Total gross premiums
858
841
Additions during the year
1
1
Accumulated cost 31 December
3
2
Accumulated depreciation 1 January
1
1
Depreciation for the year
1
0
Accumulated depreciation 31 December
2
1
Carrying amount 31 December
1
1
Change in premium provisions
Premium income, net of reinsurance
Claims paid
Change in provisions for claims outstanding
Change in risk margin
3
-2
861
839
-665
-612
96
-185
80
-86
Claims expenses, net of reinsurance
-489
-883
Bonuses and premium rebates
-721
-17
-23
-21
-373
-82
Insurance operating costs, net of reinsurance
DKK mill.
The value of operating equipment under finance leases is included at an amount of DKK 1 mill. (DKK 1 mill. in 2020)
9.
Owner-occupied property
DKK mill.
Technical result
31.12.2021
31.12.2020
105
81
-
15
Revalued fair value 1 January
Additions brought forward as a result of changes in accounting regulations
Investment returns
373
80
Depreciation for the year
-2
-2
Investment return after return on insurance provisions
373
80
Value adjustment for the year
10
11
Revalued fair value 31 December
113
105
0
-2
Rate of return with fair value valuation
4.00
4.25
Technical result of sickness and accident insurance
With a claims rate of 0.56% (0.51%), in 2021, 1,179 (1.104) claims were paid with an average indemnity of DKK 824,000
(DKK 805,000). The figures shown in brackets are the corresponding figures for 2020.
The value of real property under finance leases is included at an amount of DKK 13 mill. (DKK 14 mill. in
2020)
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