Sick, Vacation, Personal time). In addition, while on Long-Term Disability, that time willnot count towards service time with the City.Employees returning from a disability leave must provide the City with a physician'sstatement releasing the employee to return to work. The City reserves the right to sendthe employee to the City's designated physician for an evaluation prior to returning towork after a disability leave.While a probationary employee may qualify for benefits under the provisions of theshort and long-term disability insurance programs, until they complete the probationaryperiod, that employee will not be guaranteed reinstatement in their former positionupon returning from disability leave.3. Hospital/Medical Coverage: The City shall provide family, group hospital/medicalinsurance coverage within 30 days of hiring a full-time employee. Said program willinclude prescription drug co-pay, and continuation for students, according to the termsof the contract.4. Dental Insurance: An insurance program providing coverage for services in accordancewith the schedule of benefits for all procedures will be provided to all full-timeemployees.5. Optical Insurance: The City shall provide family, group optical insurance providing for allfull-time employees in accordance with the current schedule of benefits.6. Waiver of Insurance Coverage: A regular full-time employee can voluntarily opt out ofthe City’s health insurance program if they have coverage through another source.Employees that opt out will receive a lump sum payment in lieu of benefits equal to fifty(50%) of administrative fees that would have been paid by the City for said coverage. Anemployee opting out of the City’s insurance program will be required to sign a waiver ofcoverage. Employees waving coverage are not eligible to receive insurance coveragethrough the City until the next open enrollment period. In the event that the employeeexperiences a qualifying life altering event (such as loss of coverage through theirspouse), coverage will be extended through the City’s plan in accordance with the termsand conditions of the health insurance policy. The City reserves the right to amend theformula or eliminate the payment in lieu of health insurance based upon the City’sfinancial condition and Health Care Reform requirements.Retiree Health Care/Retirement:The City provides health insurance for individuals who have retired from the City at the samecoverage level as an active employee in accordance with the following:Each full-time employee hired prior to July 1, 1997, who is a participant in the MERS DefinedBenefit plan, shall be entitled to retirement benefits in accordance with the B-3 plan, including theF50/25 program, the V-8 vesting program, and the E-2 Cost-of-Living program of the MichiganCity of Plymouth Employee manual - Page 52 – March 2023
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