sJU5 398im5WjrIJirbeG-Credit Union AGM Booklet 2024 - Flipbook - Page 6
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Credit Union AGM Booklet 2024
Year at a Glance
Quick Facts
2024
2023
2022
2021
2020
18,736
17,630
16,460
15,360
Total Membership
19,812
Total new members for the year
1,516
1,537
1,508
1,617
1,585
Net Income
$22.6M
$16.71M
$12.25M
$10.62M
$10.56M
Total Assets
$623M
$570M
$510M
$468M
$410M
Total loans disbursed
$94M
$116M
$105.8M
$88M
$67M
Total loans
$457M
$424M
$362M
$323M
$294M
Delinquency rate
1.49%
0.51%
1.07%
1.90%
1.91%
Member deposits
$506M
$485M
$437M
$403M
$370M
Non-member deposits
$53M
$32M
-
-
-
Dividends paid to members
3%
2.30%
2.10%
2.80%
3.50%
Interest rebate paid to members
2%
2%
2%
2%
3%
$250K
$200K
$200K
$200K
$200K
78
74
70
64
59
Educational grants paid
Staff
Key Performance Indicators
Key Ratios
2024
2023
2022
2021
2020
Return on assets
4%
3%
2.50%
2.40%
3%
Return on Equity
40%
35%
29%
27%
28%
Ef昀椀ciency
33%
39%
42%
43%
40%
Member Loans
2024
2023
2022
2021
2020
Homeowners
91
178
70
56
48
Land Owners
126
115
156
160
90
Vehicle Owners
215
338
239
318
180
Educational Grants
2024
2023
2022
2021
2020
250,000
250,000
200,000
200,000
200,000
264
184
141
167
226
Total
Grant Recipients
