2023 Annual Report - Flipbook - Page 21
21 Credit Union Annual Report 2023
Pro昀椀t
Financial & Economic
Performance
Key Ratios
2023
2022
2021
2020
2019
Return on assets
3%
2.50%
2.40%
3%
4%
Return on Equity
35%
29%
27%
28%
33%
Ef昀椀ciency
39%
42%
43%
40%
36%
Delinquency Rate
Net Income
(KYD 000)
2023
16,715
2022
12,250
2021
10,626
2020
10,563
2019
11,526
2023
0.51%
2022
1.07%
2021
1.90%
2020
1.91%
2019
2.77%