ELIGIBILITY AND ENROLLLMENTWho is eligible to participate in the plan?You are excluded from the Plan if you are a member of any of the followingclasses of employees:* Employees covered by a collective bargaining agreement, for purposes ofElective Deferral Contributions, Safe Harbor Matching Contributions andNon-Elective Contributions.* Non-resident aliens, for purposes of Elective Deferral Contributions andSafe Harbor Matching Contributions.You can join the plan when you have attained age 18 and completed 2months of service.PLAN HIGHLIGHTSWhen can I begin contributing to the Plan?You may enter the Plan on the date you meet the eligibility criteria specifiedabove.Are rollovers accepted?The Plan may accept a Rollover Contribution made on behalf of anyEmployee not excluded from the Plan, regardless of whether such employeehas met the age and service requirements of the plan.How do I enroll in the Plan?You can enroll via the website www.CertifiedDifference.com by using theweb login instructions found on page 9 or by completing the form in thisbook and returning it to your human resources representative.Page 2
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