RLF Enrollment - Web Book - Ready - Flipbook - Page 27
Determine Your Investment Profile
Time Horizon, Investment Objectives and Risk Tolerance
Making investment decisions is never easy, whether you are an experienced investor or someone just starting out. Your investment
strategy requires that you make decisions about how your assets will be invested. A significant amount of your retirement income and
security may depend on the savings you accumulate outside your retirement plan. The following questionnaire is provided to assist you
in determining your “investment profile”. You may use it as a tool for deciding how much return you desire and how much risk you are
willing to take to achieve the return and growth of savings.
1.
To obtain above-average returns
on my investments, I am willing
to accept above- average risk of
investment loss.
3.
Points:
1
3
5
7
9
2.
5.
Strongly Disagree
Disagree
Neutral
Agree
Strongly Agree
Points:
1
3
5
7
9
4.
Strongly Disagree
Disagree
Neutral
Agree
Strongly Agree
I do not plan on withdrawing my
retirement money for major
expenses before I retire.
Points:
Strongly Disagree
Disagree
Neutral
Agree
Strongly Agree
1
3
5
7
9
Strongly Disagree
Disagree
Neutral
Agree
Strongly Agree
I consider myself knowledgeable
about economic issues and
personal investing.
Points:
Points:
Staying ahead of inflation is
more important to me than
losing money in any one year.
1
3
5
7
9
If an investment loses money
over the course of a year, I can
easily resist the temptation to
sell it.
1
3
5
7
9
6.
Strongly Disagree
Disagree
Neutral
Agree
Strongly Agree
When do you expect to retire?
Points:
1
3
5
7
9
Less than 5 years
5 – 10 years
10 – 15 years
15 – 20 years
More than 20 years
Add up your score from the questions.
Total Points = _________
Your investor profile as defined from your
total point score is as follows:
11 or below
12 – 22
23 – 33
34 – 44
45 and above
Conservative
Moderately Conservative
Moderate
Moderately Aggressive
Aggressive
Employee Name _____________________
