2023 Taxes Cheat Sheet - Flipbook - Page 15
2018 UPDATED EDITION:
Retirement Taxes Cheat Sheet
Required Minimum Distribution (RMD) Tables
Estimated Withdrawal Amounts Ages 80-89
The chart below shows the estimated withdrawal amount based on fair market
value and age, using the current uniform lifetime expectancy tables for
original owners and spouses. Inherited IRA accounts are based on a different
schedule and the numbers below would not apply. Roth IRA and 401(k)
accounts are not subject to Required Minimum Distributions (RMD).
Estimated)RMD)Based)on)Age)and)Prior)Year)Fair)Market)Value
$50,000
80
5.35%
$2,673.80
81
5.59%
$2,793.30
82
5.85%
$2,923.98
83
6.13%
$3,067.48
84
6.45%
$3,225.81
$100,000
$5,347.59
$5,586.59
$5,847.95
$6,134.97
$6,451.61
$6,756.76
$7,092.20
$7,462.69
$7,874.02
$8,333.33
$150,000
$8,021.39
$8,379.89
$8,771.93
$9,202.45
$9,677.42
$10,135.14
$10,638.30
$11,194.03
$11,811.02
$12,500.00
$200,000
$10,695.19
$11,173.18
$11,695.91
$12,269.94
$12,903.23
$13,513.51
$14,184.40
$14,925.37
$15,748.03
$16,666.67
$250,000
$13,368.98
$13,966.48
$14,619.88
$15,337.42
$16,129.03
$16,891.89
$17,730.50
$18,656.72
$19,685.04
$20,833.33
$300,000
$16,042.78
$16,759.78
$17,543.86
$18,404.91
$19,354.84
$20,270.27
$21,276.60
$22,388.06
$23,622.05
$25,000.00
$350,000
$18,716.58
$19,553.07
$20,467.84
$21,472.39
$22,580.65
$23,648.65
$24,822.70
$26,119.40
$27,559.06
$29,166.67
$400,000
$21,390.37
$22,346.37
$23,391.81
$24,539.88
$25,806.45
$27,027.03
$28,368.79
$29,850.75
$31,496.06
$33,333.33
$450,000
$24,064.17
$25,139.66
$26,315.79
$27,607.36
$29,032.26
$30,405.41
$31,914.89
$33,582.09
$35,433.07
$37,500.00
$500,000
$26,737.97
$27,932.96
$29,239.77
$30,674.85
$32,258.06
$33,783.78
$35,460.99
$37,313.43
$39,370.08
$41,666.67
$550,000
$29,411.76
$30,726.26
$32,163.74
$33,742.33
$35,483.87
$37,162.16
$39,007.09
$41,044.78
$43,307.09
$45,833.33
$600,000
$32,085.56
$33,519.55
$35,087.72
$36,809.82
$38,709.68
$40,540.54
$42,553.19
$44,776.12
$47,244.09
$50,000.00
$650,000
$34,759.36
$36,312.85
$38,011.70
$39,877.30
$41,935.48
$43,918.92
$46,099.29
$48,507.46
$51,181.10
$54,166.67
$700,000
$37,433.16
$39,106.15
$40,935.67
$42,944.79
$45,161.29
$47,297.30
$49,645.39
$52,238.81
$55,118.11
$58,333.33
$750,000
$40,106.95
$41,899.44
$43,859.65
$46,012.27
$48,387.10
$50,675.68
$53,191.49
$55,970.15
$59,055.12
$62,500.00
$800,000
$42,780.75
$44,692.74
$46,783.63
$49,079.75
$51,612.90
$54,054.05
$56,737.59
$59,701.49
$62,992.13
$66,666.67
$850,000
$45,454.55
$47,486.03
$49,707.60
$52,147.24
$54,838.71
$57,432.43
$60,283.69
$63,432.84
$66,929.13
$70,833.33
$900,000
$48,128.34
$50,279.33
$52,631.58
$55,214.72
$58,064.52
$60,810.81
$63,829.79
$67,164.18
$70,866.14
$75,000.00
$950,000
$50,802.14
$53,072.63
$55,555.56
$58,282.21
$61,290.32
$64,189.19
$67,375.89
$70,895.52
$74,803.15
$79,166.67
$1,000,000
$53,475.94
$55,865.92
$58,479.53
$61,349.69
$64,516.13
$67,567.57
$70,921.99
$74,626.87
$78,740.16
$83,333.33
$1,050,000
$56,149.73
$58,659.22
$61,403.51
$64,417.18
$67,741.94
$70,945.95
$74,468.09
$78,358.21
$82,677.17
$87,500.00
$1,100,000
$58,823.53
$61,452.51
$64,327.49
$67,484.66
$70,967.74
$74,324.32
$78,014.18
$82,089.55
$86,614.17
$91,666.67
$1,150,000
$61,497.33
$64,245.81
$67,251.46
$70,552.15
$74,193.55
$77,702.70
$81,560.28
$85,820.90
$90,551.18
$95,833.33
$1,200,000
$64,171.12
$67,039.11
$70,175.44
$73,619.63
$77,419.35
$81,081.08
$85,106.38
$89,552.24
$94,488.19
$100,000.00
$1,250,000
$66,844.92
$69,832.40
$73,099.42
$76,687.12
$80,645.16
$84,459.46
$88,652.48
$93,283.58
$98,425.20
$104,166.67
$1,300,000
$69,518.72
$72,625.70
$76,023.39
$79,754.60
$83,870.97
$87,837.84
$92,198.58
$97,014.93
$102,362.20
$108,333.33
$1,350,000
$72,192.51
$75,418.99
$78,947.37
$82,822.09
$87,096.77
$91,216.22
$95,744.68
$100,746.27
$106,299.21
$112,500.00
$1,400,000
$74,866.31
$78,212.29
$81,871.35
$85,889.57
$90,322.58
$94,594.59
$99,290.78
$104,477.61
$110,236.22
$116,666.67
$1,450,000
$77,540.11
$81,005.59
$84,795.32
$88,957.06
$93,548.39
$97,972.97
$102,836.88
$108,208.96
$114,173.23
$120,833.33
$1,500,000
$80,213.90
$83,798.88
$87,719.30
$92,024.54
$96,774.19
$101,351.35
$106,382.98
$111,940.30
$118,110.24
$125,000.00
Age)::>)
RMD)%)::>)
85
6.76%
$3,378.38
86
7.09%
$3,546.10
87
7.46%
$3,731.34
For More Info, Download IRS Publication 590 Here:
www.irs.gov/uac/about-publication-590b
Last Accessed November 1, 2018.
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88
7.87%
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89
8.33%
$4,166.67
