2023 Taxes Cheat Sheet - Flipbook - Page 14
Required Minimum Distribution (RMD) Tables
Estimated Withdrawal Amounts Ages 70-79
The chart below shows the estimated withdrawal amount based on fair market
value and age, using the current uniform lifetime expectancy tables for
original owners and spouses. Inherited IRA accounts are based on a different
schedule and the numbers below would not apply. Roth IRA and 401(k)
accounts are not subject to Required Minimum Distributions (RMD).
Estimated)RMD)Based)on)Age)and)Prior)Year)Fair)Market)Value
$50,000
70
3.65%
$1,824.82
71
3.77%
$1,886.79
72
3.91%
$1,953.13
73
4.05%
$2,024.29
74
4.20%
$2,100.84
75
4.37%
$2,183.41
76
4.55%
$2,272.73
77
4.72%
$2,358.49
78
4.93%
$2,463.05
79
5.13%
$2,564.10
$100,000
$3,649.64
$3,773.58
$3,906.25
$4,048.58
$4,201.68
$4,366.81
$4,545.45
$4,716.98
$4,926.11
$5,128.21
$150,000
$5,474.45
$5,660.38
$5,859.38
$6,072.87
$6,302.52
$6,550.22
$6,818.18
$7,075.47
$7,389.16
$7,692.31
$200,000
$7,299.27
$7,547.17
$7,812.50
$8,097.17
$8,403.36
$8,733.62
$9,090.91
$9,433.96
$9,852.22
$10,256.41
Age)::>)
RMD)%)::>)
$250,000
$9,124.09
$9,433.96
$9,765.63
$10,121.46
$10,504.20
$10,917.03
$11,363.64
$11,792.45
$12,315.27
$12,820.51
$300,000
$10,948.91
$11,320.75
$11,718.75
$12,145.75
$12,605.04
$13,100.44
$13,636.36
$14,150.94
$14,778.33
$15,384.62
$350,000
$12,773.72
$13,207.55
$13,671.88
$14,170.04
$14,705.88
$15,283.84
$15,909.09
$16,509.43
$17,241.38
$17,948.72
$400,000
$14,598.54
$15,094.34
$15,625.00
$16,194.33
$16,806.72
$17,467.25
$18,181.82
$18,867.92
$19,704.43
$20,512.82
$450,000
$16,423.36
$16,981.13
$17,578.13
$18,218.62
$18,907.56
$19,650.66
$20,454.55
$21,226.42
$22,167.49
$23,076.92
$500,000
$18,248.18
$18,867.92
$19,531.25
$20,242.91
$21,008.40
$21,834.06
$22,727.27
$23,584.91
$24,630.54
$25,641.03
$550,000
$20,072.99
$20,754.72
$21,484.38
$22,267.21
$23,109.24
$24,017.47
$25,000.00
$25,943.40
$27,093.60
$28,205.13
$600,000
$21,897.81
$22,641.51
$23,437.50
$24,291.50
$25,210.08
$26,200.87
$27,272.73
$28,301.89
$29,556.65
$30,769.23
$650,000
$23,722.63
$24,528.30
$25,390.63
$26,315.79
$27,310.92
$28,384.28
$29,545.45
$30,660.38
$32,019.70
$33,333.33
$700,000
$25,547.45
$26,415.09
$27,343.75
$28,340.08
$29,411.76
$30,567.69
$31,818.18
$33,018.87
$34,482.76
$35,897.44
$750,000
$27,372.26
$28,301.89
$29,296.88
$30,364.37
$31,512.61
$32,751.09
$34,090.91
$35,377.36
$36,945.81
$38,461.54
$800,000
$29,197.08
$30,188.68
$31,250.00
$32,388.66
$33,613.45
$34,934.50
$36,363.64
$37,735.85
$39,408.87
$41,025.64
$850,000
$31,021.90
$32,075.47
$33,203.13
$34,412.96
$35,714.29
$37,117.90
$38,636.36
$40,094.34
$41,871.92
$43,589.74
$900,000
$32,846.72
$33,962.26
$35,156.25
$36,437.25
$37,815.13
$39,301.31
$40,909.09
$42,452.83
$44,334.98
$46,153.85
$950,000
$34,671.53
$35,849.06
$37,109.38
$38,461.54
$39,915.97
$41,484.72
$43,181.82
$44,811.32
$46,798.03
$48,717.95
$1,000,000
$36,496.35
$37,735.85
$39,062.50
$40,485.83
$42,016.81
$43,668.12
$45,454.55
$47,169.81
$49,261.08
$51,282.05
$1,050,000
$38,321.17
$39,622.64
$41,015.63
$42,510.12
$44,117.65
$45,851.53
$47,727.27
$49,528.30
$51,724.14
$53,846.15
$1,100,000
$40,145.99
$41,509.43
$42,968.75
$44,534.41
$46,218.49
$48,034.93
$50,000.00
$51,886.79
$54,187.19
$56,410.26
$1,150,000
$41,970.80
$43,396.23
$44,921.88
$46,558.70
$48,319.33
$50,218.34
$52,272.73
$54,245.28
$56,650.25
$58,974.36
$1,200,000
$43,795.62
$45,283.02
$46,875.00
$48,583.00
$50,420.17
$52,401.75
$54,545.45
$56,603.77
$59,113.30
$61,538.46
$1,250,000
$45,620.44
$47,169.81
$48,828.13
$50,607.29
$52,521.01
$54,585.15
$56,818.18
$58,962.26
$61,576.35
$64,102.56
$1,300,000
$47,445.26
$49,056.60
$50,781.25
$52,631.58
$54,621.85
$56,768.56
$59,090.91
$61,320.75
$64,039.41
$66,666.67
$1,350,000
$49,270.07
$50,943.40
$52,734.38
$54,655.87
$56,722.69
$58,951.97
$61,363.64
$63,679.25
$66,502.46
$69,230.77
$1,400,000
$51,094.89
$52,830.19
$54,687.50
$56,680.16
$58,823.53
$61,135.37
$63,636.36
$66,037.74
$68,965.52
$71,794.87
$1,450,000
$52,919.71
$54,716.98
$56,640.63
$58,704.45
$60,924.37
$63,318.78
$65,909.09
$68,396.23
$71,428.57
$74,358.97
$1,500,000
$54,744.53
$56,603.77
$58,593.75
$60,728.74
$63,025.21
$65,502.18
$68,181.82
$70,754.72
$73,891.63
$76,923.08
For More Info, Download IRS Publication 590 Here:
www.irs.gov/uac/about-publication-590b
Last Accessed November 1, 2018.
Copyright© 2018-2019 Retirement You® by A4 Digital. For informational purposes only, not affiliated or endorsed
by Social Security Administration, Internal Revenue Service or any government agency. RY 01110218.
