Annual Report 2023 (eng) - Flipbook - Side 8
INDUSTRIENS PENSIONSFORSIKRING A/S ÅRSRAPPORT 2023
The total return on the average-rate product,
which primarily includes members who had
retired on transition to market rate was 3.8%
after tax.
Individual savings in the average interest rate
product were allotted an interest rate of 2.5%
after tax in 2023. The difference between the
interest accrued and the return achieved is
transferred to the collective bonus potentials.
THE PENSION SCHEME
Payments
Since the establishment of the pension scheme
in 1993, members have received an average
return of 8.4% per year. This high return means
that approximately 80,000 members today have
pension deposits of more than DKK 1 mill.
Total payments in 2023 amounted to DKK 8.6
bn. Of this amount, DKK 3.9 bn. was transferred
to other pension schemes in connection with job
changes, while total payments for the year to
retired members on a pension amounted to DKK
2.4 bn.
Table 5
Benefits paid
DKK mi .
P
ments for o d- ge pensions
P
ments for oss of bi it to work
P
ments on de th
Lump sum for critic
Figure 1 Risk by age
,
,
i nesses
Tr nsfers on ch nge of job
,
,
,
,
,
,
,
,
New recipients of supp ement r senior pensions ( pension for peop e
with ph sic
dem nding jobs who re un b e to work unti retirement
ge) or dis bi it pensions*
,
,
P
,
,
,
,
,
,
,
,
Other p
100%
,
ments
T x correction
Tot
80%
ments
Tr nsferred to other insur nce provisions
Tot
60%
benefits
Table 6 Number of new recipients of pensions
40%
Number
20%
0%
p
20 y
30 y
40 y
50 y
Higher risk
60 y
70 y
Lower risk
80 y
90 y
P
ments due to cert in critic
i nesses
P
ments due to degree of dis bi it of between
-
%
ments to surviving re tives fter de th
Retirement s vings p id without the member becoming
Pension p id s
ump sum
New o d- ge pensioners
pensioner
*It h s on been possib e to gr nt supp ement r senior pensions ( pension for peop e with
ph sic
dem nding jobs who re un b e to work unti retirement ge) since J nu r
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