AMA VICDOC Summer 2024 - Magazine - Page 61
FOUNDED AND OWNED BY DOCTORS
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Founded by the NSW Branch Council of the
AMA in 1977 and first known as the AMA
Health Fund, the health fund was created to
ensure doctors and their doctor-patients were
adequately compensated for medical fees.
To this day, Doctors’ Health Fund continues to
offer the best medical gap cover in Australia:
benefits up to the AMA list of services
and fees on Top Cover Gold hospital cover,
protecting doctors as both patients
and practitioners.
MEMBERS BEFORE PROFIT
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As part of Avant, a member-owned
organisation, Doctors’ Health Fund is owned
by doctors and any profits are reinvested
to benefit members and the community.
Because of this, its goal isn't to maximise
profits for public shareholders but to keep
premiums affordable an improve services for
members. It's also part of Members Health,
a peak industry body for an alliance of
health funds that are not-for-profit or part
of a member-owned group, or regional, or
community-based. This strengthens its focus
on putting members first.
A FOCUS ON VALUE
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Members of Doctors’ Health Fund get
value through industry leading gap cover,
competitively priced Gold hospital cover and
generous extras benefits and limits with:
» Doctors’ Health Fund covering more medical
services with no gap than any other health
fund, with 93% of medical services covered
compared to an industry average of 88.3%*
» Prime Choice Gold hospital cover providing
comprehensive protection at a price that’s
comparable and, in some cases, cheaper
than the big health funds**
» No-gap general dental checkups once a year
for Starter Extras, twice a year for Essential
Extras and unlimited for Total Extras.
Plus, unlike some other health funds,
Doctors’ Health Fund has no preferred
provider networks for extras, so members
choose the provider that’s right for them.
LOCAL SERVICE TEAM WHO UNDERSTAND DOCTORS
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The Doctors’ Health Fund service team truly
understands the unique demands on your
time. They answer calls quickly, most in
under 30 seconds, and with a 95% member
satisfaction rating, the knowledgeable and
helpful team is perfectly equipped with all
the answers to really care and support both
members and providers with any enquiry.
Doctors’ Health Fund is the only health
fund made for doctors, their families, and
the medical community. Ready to switch to
better value health cover? Join now on any
combined hospital and extras policy or extras
only cover, and it will waive the two-month
waits on extras.^ You’ll be able to claim for
health and wellness essentials like dental,
optical and physiotherapy straight away.
Visit the website or call 1800 226 126
to see how your cover compares and what
else Doctors’ Health Fund can offer you.
* Private Health Insurance Ombudsman, State of the
health funds report 2023, Ombudsman’s website
** Comparing Doctors’ Health Fund and the big health funds
(BUPA, HCF, NIB, HBF & Medibank) only and is based on
Gold hospital cover for one person – or a single policy
– with a $750 excess, full or interim Medicare eligibility
and doesn’t include the Australian Government rebate on
private health insurance. We have compared open, retail
hospital policies and have excluded closed and corporate
policies. Prices were sourced from privatehealth.gov.au
on 1 April 2024 and are subject to change. Prices don’t
include extras cover. It’s important to always consider
your own circumstances when comparing health
insurance policies as there’s a lot of factors that
make up the final premium amount.
^ New Doctors Health Fund members only. Must join by 24
January 2025. Offer & Policy terms and conditions apply,
see doctorshealthfund.com.au/quickjoin for more details.
Private health insurance products are issued by
The Doctors’ Health Fund Pty Limited, ABN 68 001 417 527
(Doctors’ Health Fund), a member of the Avant
Mutual Group. Cover is subject to the terms and
conditions (including waiting periods, limitations
and exclusions) of the individual policy, available at
www.doctorshealthfund.com.au/our-cover.
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