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WG-REQ-1516 Word-to-A4-PPT-portrait PSD3 IMPACTS-STAGE-3 PRINT3mmBLEED - Flipbook - Page 4


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HL | PSD3 Impacts
What is the impact?
The changes this legislative package proposes
will also affect particular areas of a PSP9s
business in different ways. This is likely to
include a combination of changes to customer
agreements policies and procedures, technology
and operations, as well as, in some cases, a need
for regulatory engagement.
The table below maps out where we believe the
incoming changes will affect a PSP9s business.
Area of Impact
PSD3 area of focus
Regulatory
Engagement
Distributors
(E-Money only)
Regulatory Information
Safeguarding
Transaction Monitoring
Data Sharing
Technical Service Providers
Electronic Communication
Service Providers
Access to payment
systems/services
TPP Interface
TPP Dashboard
SCA
Confirmation of Payee
Impersonation Fraud
(Consumer only)
Surcharging
(if it impacts financial
projections)
EBA Intervention
Technologica
l Build
T9s and C9s
Policies and
Procedures
Operational
Change
Impact on
PSP
Liability

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